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Alerts & Notices (Alertas)
  • Important Alert: PHFA employees will be working remotely until further notice in an effort to slow the spread of the coronavirus.
    As a result, all PHFA offices are currently closed to the public.

Homeowners Start Here

PHFA offers the following loan and counseling programs for existing homeowners. What you choose will depend on your individual situation.

Mortgage Programs

Foreclosure Prevention/Assistance

  • Financial Education & Coaching
  • Foreclosure Assistance / HEMAP / Act 91
  • Foreclosure Mitigation & Act 6
  • Residential Mortgage Mediation Program

 Learn more about our Counseling and Foreclosure Assistance programs.

Refinance Options

  • HFA PreferredTM (Lo MI)
  • FHA/VA Loans

 Learn more about our Refinance loan programs.

Home Improvements/Repairs

  • Access Home Modification Program
  • Homeowners Energy Efficiency Loan Program (HEELP)
  • HomeStyle® Renovation Program
  • Purchase Improvement Loan
  • PENNVEST Homeowner Septic Program

 Learn more about our Home Improvement & Repair loan programs.

Helpful Tips

If you have questions, please feel free to contact our Customer Solutions Center at 1.855.U.Are.Home (827.3466).